0% interest, for up to 12 months.
Cars of Florida plans to finance vehicles itself: half the price at purchase, then the balance at 0% interest. No outside lender, and no interest on the balance.
Planned. Not available yet.
The program terms and required disclosures are still being finalised. Until they are published here, Cars of Florida does not offer financing, and nothing on this page is an offer of credit.
At a glance
- Interest
- 0%
- Planned
- At purchase
- 50% of the price
- Planned
- Term
- Up to 12 months
- Planned
- Financed by
- Cars of Florida, in-house
- Planned
- Eligibility
- Set out in the program terms
- Not yet published
Financing overview
The plan is simple: you pay half of the vehicle’s price when you buy it, and the dealership carries the other half, which you pay over a term of up to 12 months at 0% interest. The dealership finances it directly; there is no outside lender.
The price itself doesn’t change. The winning bid is the vehicle price, with no buyer premium or platform fee; taxes, title, registration and any optional shipping are separate.
How the process is planned to work
- Win the auction. A winning bid is binding, and it is the vehicle price.
- Pay half at purchase. 50% of the price is paid when you buy.
- Pay the balance over the term. The remaining half, at 0% interest, over up to 12 months.
The payment schedule, how the balance is paid, and what happens to the vehicle and its title during the term will be set out in the program terms.
Available terms
The terms decided so far are those in At a glance: 0% interest, 50% of the price at purchase, a term of up to 12 months, financed by the dealership.
Nothing else is decided yet. The full terms will be published here before the program opens.
Eligibility
Not yet published. Who can use the program, and for which vehicles, will be set out in the program terms. No requirement is stated here because none has been decided.
Disclosures
- This is not an offer of credit. Cars of Florida does not offer financing today.
- The program terms govern. When published, they and the disclosures that accompany them are the only statement of the program.
- There is no application on this website. Please don’t send personal or financial information to apply for financing.
Questions
Can I finance a vehicle today?
Not through us yet. If you plan to finance a purchase today, arrange it with your own bank or credit union before you bid, because a winning bid is binding.
Does financing change the price of the vehicle?
No. The winning bid is the vehicle price, with no buyer premium or platform fee. Taxes, title, registration and any optional shipping are separate.
What does 0% interest mean here?
Under the plan, no interest is charged on the balance you pay over the term. The program terms will state any other cost or condition in full.
Is there an application or a credit check?
There is no application on this website. Whether and how eligibility is assessed will be set out in the program terms.
How do I pay for a vehicle today?
After you win, your purchase page shows exactly what is due and how to pay. How buying works, or ask us at support@carsofl.com.
Find the vehicle first.
Every vehicle is inspected before its auction opens, and the winning bid is the price.